This comprehensive three-session seminar is geared toward educating church families on the various concepts of charitable giving along with basic money management principles that are necessary to succeed financially in an ever-changing world. Each session lasts about 2½ hours and includes:

Basic Financial Knowledge

• How money works
• What is opportunity cost
• What is social capital and how can you direct it

Giving

• Tithing not only during your life, but also at your death
• Charitable remainder trusts and other gifting techniques
• Helping the church establish an effective gifting program

Understanding Investments

• How to evaluate risk
• Understanding stocks, bonds, mutual funds and other investments
• Allocating your assets through diversification
• Choosing the right mutual funds
• Providing the funds for college and how to obtain more college aid

Planning for Retirement

• Steps to provide for your family’s retirement
• How to effectively use IRAs and pension plans in your retirement planning
• How much or little insurance do you need and what type is best for you
• Employing wrap accounts and money managers to achieve your financial objectives

Debt

• Restructuring debt to reach your financial objectives
• Should you pay off your home mortgage